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Joyce Smith


I have been in the mortgage industry since 2003.  As the industry has grown and changed, so have I, having worked in many different aspects of the mortgage process.  I thrive on the complexity of each loan while working to make it work as smoothly as possible for all of our customers. 
 
On a personal note, Scott and I are the proud parents of four children, a granddaughter, and two fur babies.  My children, Jonathon, Rebecca, Jade, and Lucas make me proud every day.  Now that they are all grown, I spend most of my free time kickboxing, playing with my pups, or spending time with the grandbaby, Peighton.
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Disclosure & Compliance Manager
​(502) 890-2200
Fax: (502) 379-4491
Joyce@UFGLending.com
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2500 Hermitage Way
Louisville, KY 40242
(502) 890-2200 / (833) 890-2200
john@ufglending.com
​NMLS#2636
United Financial Group, LLC BBB Business Review
 •   PRIVACY STATEMENT   • 
© 2021 United Financial Group, LLC. ALL RIGHTS RESERVED.
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Licensed in Kentucky, Indiana, Illinois, New Jersey, Minnesota, Alabama, Tennessee, Virginia and Florida.
TwinSpringsWeb
  • Home
  • About UFG
    • About / Contact
    • MEET TeamUFG
    • WHY TeamUFG
    • Community Involvement
  • TeamUFG Loans
    • Our Loans >
      • Conventional
      • FHA
      • VA
      • USDA/RURAL Housing
    • Loan Process >
      • Our Process
      • Do's & Dont's of the Loan Process
  • BUY or RENT
    • Considerations Before Making The Move
    • Understanding Down Payments For Each Program
    • Homebuying Guide
  • Resources
  • Join Team UFG
  • Reviews