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USDA / RURAL Housing

​“Rural Development” home loans are given to qualified borrowers seeking to buy or refinance a home in a rural location. These loans are government insured by the USDA, and are typically for low to middle income households buying a home for primary residence. USDA loans have special features that differ from conventional loans which attract buyers who have typically been denied for other loans, yet still are looking for a way to afford a home. There is no down payment, in addition there is minimal mortgage insurance compared to FHA.
“Quick Facts About USDA/Rural Housing Loans”
  • ​“Rural Development” home loans are given to qualified borrowers seeking to buy or refinance a home in a rural location.
  • These loans are government insured by the USDA, and are typically for low to middle income households buying a home for primary residence.
  • USDA loans have special features that differ from conventional loans which attract buyers who have typically been denied for other loans, yet still are looking for a way to afford a home.
  • With a USDA Loan, no down payment is required, and the loan carries no minimal mortgage insurance, as opposed to FHA loans.
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2500 Hermitage Way
Louisville, KY 40242
(502) 890-2200 / (833) 890-2200
john@ufglending.com
​NMLS#2636
United Financial Group, LLC BBB Business Review
 •   PRIVACY STATEMENT   • 
© 2021 United Financial Group, LLC. ALL RIGHTS RESERVED.
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Licensed in Kentucky, Indiana, Illinois, Minnesota, Wisconsin, Alabama, Tennessee, Virginia, West Virginia and Florida.
TwinSpringsWeb
  • Home
  • About UFG
    • About / Contact
    • MEET TeamUFG
    • WHY TeamUFG
    • Community Involvement
  • TeamUFG Loans
    • Our Loans >
      • Conventional
      • FHA
      • VA
      • USDA/RURAL Housing
    • Loan Process >
      • Our Process
      • Do's & Dont's of the Loan Process
  • BUY or RENT
    • Considerations Before Making The Move
    • Understanding Down Payments For Each Program
    • Homebuying Guide
  • Resources
  • Join Team UFG
  • Reviews